All Business Units who want to avail loan facility for manufacturing and services activities along with self-employed and professionals covered by MSMED Act 2006, Wholesale/retail trade.     

  • Purpose: For build-up of current assets and fixed assets needed for business purpose, capacity expansion, modernization, short term working capital.
  • Facility: Dropline Overdraft facility .
  • Margin: Cash Credit -Minimum 25% on stocks and 40% on receivables Term Loan -Minimum 25% .  
  • Quantum of Finance: Above Rs. 10.00 lakhs to maximum Rs. 20.00 crores .
  • Repayment Period: For Dropline Overdraft facility maximum 180 months including moratorium period.
  • ROI:Up to Rs.50.00 lac @10.50%
    Above Rs.50.00 lac as per CRA Rating
  • *Product features and ROI are subject to change from time to time as per discretion of the Bank.